The first step for young adults is to understand what Medicare covers in terms of mental health services. Medicare Part B provides coverage for a range of outpatient mental health services, including therapy, counseling, and certain screenings. It's crucial to know that services provided by licensed psychiatrists, clinical psychologists, clinical social workers, and other mental health providers are generally covered. Young adults should also explore how Medicare handles inpatient mental health services, which can be vital during times of crisis. For a detailed overview of what’s included under Medicare, young adults can refer to the [Center for Medicare Advocacy](https://medicareadvocacy.org/medicare-info/medicare-coverage-of-mental-health-services/) that provides updates on mental health coverage.

Beyond the traditional Medicare options, young adults in California should utilize local resources tailored to their needs. The Health Insurance Counseling and Advocacy Program (HICAP) offers personalized assistance in navigating benefits. They provide free and confidential counseling, helping individuals understand their Medicare choices and ensuring that they receive all the benefits to which they are entitled. More details about HICAP services can be found on the [California Department of Health Care Services](https://www.dhcs.ca.gov/services/Documents/CDA-DHCS-Medicare-Choices.pdf) website. Additionally, community mental health organizations often collaborate with Medicare providers, offering various programs that can provide financial or therapeutic support.

Knowing the enrollment process and potential costs associated with Medicare mental health services is key. While Part B typically covers 80% of the costs for approved mental health services, young adults should be aware that co-payments may still apply. It’s recommended to regularly review the current Medicare benefits, as updates may change over time. Utilizing tools available through the official Medicare website can provide the latest information on costs and how insurance will be processed for mental health services. For more intricate details regarding costs, the [American Mental Health Counselors Association](https://www.amhca.org/advocacy/medicare) offers invaluable insights into navigating the financial aspects of mental health care coverage under Medicare.

Staying informed about updates in Medicare and available mental health services is essential. Many organizations provide ongoing support and educational resources. Programs address anxiety, depression, and other common mental health issues while informing users about their rights within the Medicare system. Enrolling in newsletters or following related organizations on social media can be beneficial for receiving quick updates and community support. For ongoing learning and support, young adults may also consider joining local advocacy groups that focus on mental health issues.